Mortgage Advice

Residential | Buy to Let | First Time Buyers
Re-Mortgage | New Purchases |

At Sandpiper Mortgages, we understand that a house is more than bricks and mortar — it’s a place to grow, settle, and build memories. But it can also be a smart investment in your future. Whether you're buying your first home, moving up the ladder, or exploring Buy to Let opportunities, we’re here to guide you through it. Our mortgage range covers a wide variety of needs, from residential to investment properties. We work with a wide panel of lenders to find options that suit your goals and circumstances. With clear advice and tailored support, we’ll help you make confident decisions, every step of the way.

Your property may be repossessed if you do not keep up repayments on your mortgage. We charge fees between £295.00 and £995.00 dependent on complexity and mortgage type. Fees are charged on offer of the mortgage.

What type of mortgage do you require?

Residential Mortgages

What does your dream home look like?

Is it a Castle? A view of the Beach? Or just an annex for your Mum? Here at Sandpiper mortgages we make life simple. We meet at a time to suit you, as we understand that, if you require a mortgage, you’ll be working hard. We will deal with the lender, solicitor, accountant and estate agent on your behalf.

We will update you regularly and try to make the whole process as smooth as possible whilst you get on with life.

Buy to Let

Don’t want to put all your eggs in one basket?

Prefer bricks and mortar? Then a Buy to Let mortgage may be the way to go. These are different to residential mortgages and have different tax implications. The best way to go is to speak to an expert like ourselves. We can advise you on the various options and simplify the process.

Please note that Sandpiper Mortgages does not offer advice on taxation matters, you should contact your accountant or other suitably qualified person to confirm whether this product is appropriate for your circumstances.

Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority.

First Time Buyers

Are you fed up with renting?

We love to deal with First Time Buyers and thrive on helping you find your first home and understand the process and jargon you will come up against. Ultimately, we want you to move in with all the knowledge and security that you will need to live your life in your new home no matter what happens along the way.

Re-Mortgage

Have you checked your mortgage rate lately?

We know that the job of moving your Mortgage is not one that you look forward to and your Lender recognises this with their Standard Variable Rates. We, on the other hand, love to re-mortgage and find you the perfect deal whether that be rate, term, flexibility, or anything else that is important to you. Let us take away the hassle and deal with it all for you!

New Purchases

Found your dream home?

Do you need to work from home now and need an extra room for an office? Are you keen to get closer to the school of your choice? Is your family growing and you need another bedroom? Do you just fancy a change?

If this is you, then contact us to see how we can help you put your plans into action.

Mortgage Capacity Report

For Mediation if going through a Divorce

If you are unfortunately going through a separation or a divorce the mediation may require you to provide a Mortgage Capacity Report. We are qualified and experienced in producing these for a one-off fee of £495.00 and would be delighted to help you and provide a professional report for your Mediator and/or Court date.

Mortgage Capacity Reports do not constitute regulated advice and therefore may not be covered by the Financial Ombudsman Service. PRIMIS Mortgage Network are not responsible for this service.