Mortgages don’t need to be scary, complicated or technical, they just need to be the right one for you.
We know that 99% of people think mortgages are boring, but we love them! A mortgage is probably the biggest financial commitment you are ever likely to make, so that’s why you need to understand what you’re signing up for and get it right first time. Here at Sandpiper we have access to a comprehensive panel of lenders and can sift through the jargon and deals to find your perfect match.
Your property may be repossessed if you do not keep up repayments on your mortgage
We charge a broker fee for mortgage applications of £250 which is payable on completion of the Mortgage.
What does your dream home look like?
Is it a Castle? A view of the Beach? Or just an annex for your Mum? Here at Sandpiper mortgages we make life simple. We meet at a time to suit you, as we understand if you want a mortgage you’ll be working hard. We deal with the lender, solicitor, accountant and estate agent on your behalf. We update you regularly and try to make the process as smooth as possible while you get on with life.
Buy to Let
Don’t want to put all your eggs in one basket?
Prefer bricks and mortar? Then a Buy to Let mortgage may be the way to go. These are different to residential mortgages and have different tax implications. The best way to go is to speak to an expert like ourselves. We can advise you on the various options and simplify the process.
Please note that Sandpiper Mortgages does not offer advice on taxation matters. You should contact your accountant or other suitably qualified person to confirm whether this product is appropriate for your circumstances.
First Time Buyers
Are you fed up with renting?
Tired of Mum and Dad? Just need a place of your own? Getting on the property ladder can seem daunting but speak to us and we can talk you through your best approach. Don’t listen to Bob down the street – come to us and we will explain how easy mortgages are to understand!
Have you checked your mortgage rate lately?
Are you lingering on your provider’s standard variable rate (SVR) making them lots of money? Re-mortgaging is usually a quick and simple procedure and could potentially save you money every month or help to reduce the term – meaning you get to own your property outright much faster.
Found your dream home?
Want to move to a good school catchment area? Need a bigger garden? Or just fancy downsizing to release some equity? If this is you then contact us to see how we can help you put your plans into action.